Transaction Monitoring

Every payment, in view

Find any payment by reference, understand its status, and reconcile it against your settlement statement.

Search & filter

Find payments by reference, card brand, amount, date or status.

Status history

See authorisation, capture, refund and settlement events for each payment.

Export & reconcile

Export transactions and match them to settlement statements.

Alerts

Notifications for refunds, disputes and unusual activity.

Access control

Role-based access and an audit trail for your team.

Different from fraud tools

Monitoring is operational reporting; fraud controls are covered on the Fraud Protection page.

More detail

See where every payment stands

Transaction monitoring gives you a clear view of every card payment: its status, its history and the settlement batch it belongs to. Find any payment by reference, answer customer queries, and reconcile your records against settlement statements.


What Transaction Monitoring Does

Use it to answer customer questions about a payment, follow refunds and disputes, see which payments fall into the next settlement batch, and export transactions to match against your settlement statement.


Core Benefits of Payixay’s Transaction Monitoring

Real-time status updates

Payment statuses update as events happen, and webhooks can send the same updates to your systems.

Stronger Payment Security

Role-based access and an audit trail show who on your team viewed, refunded or exported payments.

Regulatory Support

Status history and CSV exports give you a clear record of each payment for your accounting and audits.

Better Operational Insights

Approval, decline and refund patterns help your team spot checkout problems and plan improvements.


How Payixay Transaction Monitoring Works

Each payment is recorded with a reference as it moves through authorisation, capture and settlement. Refunds and disputes are added to its history, alerts notify you of events that need attention, and you can export transactions at any time to reconcile against your settlement statement.


Who it helps

Transaction monitoring is especially useful for:

  • e-commerce stores with high transaction volumes

  • businesses selling to international customers

  • finance teams reconciling card payments against settlement statements

  • support teams answering customer payment queries


Start accepting card payments with Payixay

Tell us about your business. Our onboarding team reviews every application and replies within one business day.