Understand risk. Make informed payment decisions.
Authentication, velocity controls and monitoring help you spot risky payments while keeping checkout smooth for genuine customers.
3-D Secure
Strong cardholder authentication where required. For authenticated payments, liability for fraud-related chargebacks generally shifts to the card issuer.
Velocity controls
Limits on attempts per card, IP or customer in a time window.
Rules & blocklists
Block known bad cards, emails or locations.
Review workflow
Payments flagged for review can be approved, declined or refunded.
Genuine customers first
Controls are tuned to reduce the chance of blocking legitimate shoppers.
Limits
No tool removes all fraud; disputes are handled under card-scheme rules.
More detail
How Payixay helps reduce card fraud
Card-not-present fraud is a constant risk for online merchants. With Payixay, you can combine 3-D Secure authentication, velocity limits, blocklists and a review workflow to spot risky payments and decide how to handle them.
Why Fraud Protection Matters
Every business that accepts payments online can face threats like stolen card details, suspicious patterns, or unauthorised transactions. Without strong protection, fraud can:
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cause losses from unauthorised charges
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lead to chargebacks and dispute fees
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damage customer trust and brand reputation
Payixay’s controls help you block or review risky payments while genuine customers check out as normal.
Key Benefits of Payixay Fraud Protection
Real-Time Monitoring and Alerts
Payments are checked against your rules as they happen, and suspicious ones are flagged for review.
Strong Security Systems
3-D Secure, velocity limits and blocklists work together, and card data is processed on PCI DSS-certified infrastructure.
Reduced Risk and Losses
Spotting risky payments early can help reduce losses from chargebacks and unauthorised charges.
Better Customer Experience
Tuned rules reduce false declines, so genuine customers can complete their purchases.
How Fraud Protection Works
Our controls check signals in each payment to judge whether it looks normal or unusual, including:
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comparing transaction amounts to typical behaviour
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comparing card country with IP country
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counting attempts per card, IP or customer within a time window
When something looks suspicious, Payixay’s rules flag it for review or block it. Flagged payments can then be approved, declined or refunded.
Who it helps
Payixay’s fraud protection is designed for:
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e-commerce stores with frequent card-not-present sales
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digital service providers selling online
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marketplaces with many different buyers and sellers
Start accepting card payments with Payixay
Tell us about your business. Our onboarding team reviews every application and replies within one business day.