A checkout customers can complete with confidence
Accept online card payments through a secure hosted checkout or your own API integration, with 3-D Secure authentication when required.
Supported cards
Visa and Mastercard, plus Amex and JCB depending on your account, credit, debit and prepaid cards.
Authentication
3-D Secure cardholder authentication through Visa Secure and Mastercard Identity Check.
Integration choices
Hosted payment page for the quickest start, or the server-to-server REST API for a custom checkout.
Security
Card data is encrypted, tokenised and processed on our technology provider’s PCI DSS-certified infrastructure.
Clear outcomes
Each payment returns approved, declined or authentication required, with a reference you can match in the dashboard.
Implementation help
Our team supports you from sandbox testing through to go-live.
More detail
What is a payment gateway?
A payment gateway is the technology that lets your business accept card payments online. Your customer enters their card details at checkout, the gateway sends them securely through the card network to the issuing bank for authorisation, and returns the result to you. With the hosted payment page, card data never touches your own servers.
Why choose Payixay’s payment gateway
Trusted Security
Your customers’ card details are encrypted in transit and tokenised, and payments run on PCI DSS-certified infrastructure with 3-D Secure authentication where required.
Real-time authorisation
The card issuer approves or declines each payment in real time, so customers see the result immediately at checkout.
Global Customer Reach
Accept Visa and Mastercard payments from international customers, charged in USD, EUR or GBP.
Easy to Use
You don’t need to start from scratch: use the hosted payment page for the least development, or the REST API and webhooks for a custom checkout. Platform plug-ins are confirmed per merchant.
Core Features
Secure Checkout Experience
Real-Time Transaction Authorisation
Seamless Integration
Scalable for Growth
How the Payixay Payment Gateway Works
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Customer Begins Checkout
A shopper enters their payment details at the checkout page. -
Secure Data Capture
The payment gateway encrypts the information so it stays safe during transmission. -
Authorisation Check
The system sends the payment information to the bank or card issuer to verify funds and approve the payment. -
Approval or Decline
The issuer approves or declines the payment and the result is returned to your checkout in real time. -
Completion and Settlement
Approved payments are processed and funds move toward your account through the settlement process.
Who the Payixay gateway is for
This gateway is ideal for:
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e-commerce shops selling products online
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online service providers taking card payments for their services
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apps and digital marketplaces
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businesses selling to international customers in USD, EUR or GBP
Start accepting card payments with Payixay
Tell us about your business. Our onboarding team reviews every application and replies within one business day.