A clear path to your first payment
Apply, verify, agree terms and integrate. At each stage you know what to provide and what our team does next.
What you supply
Company registration, directors and owners, licences where applicable, a recent bank statement and your website.
What we check
Identity, ownership, business model and website, standard KYC/KYB and AML checks.
Secure documents
After you apply, we send you a secure link to upload your documents. Please do not email card or identity data.
Review, then approval
Submitting an application starts a review; approval is given only once checks are complete.
Integration
Sandbox credentials first, then live credentials after approval.
A named contact
Your questions go to people who already know your application.
More detail
How merchant onboarding works
Merchant onboarding is how we register and verify your business before you can accept card payments. You provide company and ownership details, complete KYC/KYB checks, agree commercial terms, and then integrate using sandbox and live credentials.
Why Merchant Onboarding Matters
Card schemes and regulators require payment providers to know who they work with. Verifying your business, its owners and its website protects you, your customers and the card networks, and must be completed before live credentials are issued.
The four onboarding steps
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Apply
Submit your business details, website and expected monthly volumes. -
Verify
Upload company and owner documents through the secure link so we can complete KYC/KYB and AML checks. -
Agree terms
Review your proposal and sign the merchant agreement, covering pricing, settlement currency (USD or USDT) and settlement cycle. -
Integrate
Test in the sandbox, then switch to live credentials once your account is approved.
A named contact guides you through each step.
Core Benefits of Payixay Merchant Onboarding
Fast Setup
You know which documents are needed up front, which helps avoid back-and-forth during review.
Personalised Guidance
Our team walks you through the requirements and supports you at every stage.
Secure Verification
Documents are submitted through a secure link rather than email and reviewed under standard KYC/KYB and AML procedures.
Integrated Payment Tools
Once approved, you get access to the hosted payment page, API, webhooks and dashboard for managing payments.
Who Needs This Service
Payixay’s merchant accounts are suited to:
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New online businesses ready to accept card payments
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Established companies entering e-commerce or digital sales
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Growing businesses adding international card payments
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Digital platforms selling to customers in USD, EUR or GBP
Start accepting card payments with Payixay
Tell us about your business. Our onboarding team reviews every application and replies within one business day.